LTC Premium
Compared To
WA State Employee LTC Payroll Tax
Monthly LTC Plan Premium
|
Monthly State Payroll Tax
|
|||||||
---|---|---|---|---|---|---|---|---|
Benefit Features
|
A
|
B
|
C
|
D
|
E
|
|
|
|
LTC Lifetime Maximum Benefit
|
$108,000
|
$216,000
|
$432,000
|
$
|
$
|
|
$36,500*
|
|
Benefit Duration
|
3 years
|
3 years
|
6 years
|
$
|
$
|
|
|
|
Monthly Benefit Amount
|
$3,000
|
$6,000
|
$6,000
|
$
|
$
|
|
|
|
5% Compound Inflation
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
Not Included
|
|
|
|
Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
Spouse Monthly Premium
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
$ 0.00
|
|
|
|
|
|
---|---|
|
|
Benefit Features
|
A
|
---|---|
LTC Lifetime Maximum Benefit
|
$108,000
|
Benefit Duration
|
3 years
|
Monthly Benefit Amount
|
$3,000
|
5% Compound Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$21.30
$21.30
$21.30
$21.30
$21.30
$21.30
$21.30
$21.30
$21.30
$21.30
$21.30
$21.30
$21.30
$21.30
$21.30
$21.90
$23.40
$23.70
$24.00
$25.50
$26.10
$27.60
$28.80
$30.00
$30.60
$33.00
$33.60
$36.00
$37.50
$39.30
$40.50
$42.30
$43.50
$47.10
$48.90
$51.00
$53.40
$56.10
$59.40
$62.70
$66.90
$71.10
$75.90
$81.00
$89.40
$97.50
$105.60
$118.80
$130.20
$144.60
$159.60
$175.80
$193.80
$215.40
$236.70
$262.20
$287.70
$347.40
$379.50
$415.20
$454.80
$497.70
$544.50
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
Benefit Features
|
B
|
---|---|
LTC Lifetime Maximum Benefit
|
$216,000
|
Benefit Duration
|
3 years
|
Monthly Benefit Amount
|
$6,000
|
5% Compound Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$42.60
$42.60
$42.60
$42.60
$42.60
$42.60
$42.60
$42.60
$42.60
$42.60
$42.60
$42.60
$42.60
$42.60
$42.60
$43.80
$46.80
$47.40
$48.00
$51.00
$52.20
$55.20
$57.60
$60.00
$61.20
$66.00
$67.20
$72.00
$75.00
$78.60
$81.00
$84.60
$87.00
$94.20
$97.80
$102.00
$106.80
$112.20
$118.80
$125.40
$133.80
$142.20
$151.80
$162.00
$178.80
$195.00
$211.20
$237.60
$260.40
$289.20
$319.20
$351.60
$387.60
$430.80
$473.40
$524.40
$575.40
$694.80
$759.00
$830.40
$909.60
$995.40
$1,089.00
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
Benefit Features
|
C
|
---|---|
LTC Lifetime Maximum Benefit
|
$432,000
|
Benefit Duration
|
6 years
|
Monthly Benefit Amount
|
$6,000
|
5% Compound Inflation
|
Not Included
|
Monthly Premium
|
$ 0.00
$56.40
$56.40
$56.40
$56.40
$56.40
$56.40
$56.40
$56.40
$56.40
$56.40
$56.40
$56.40
$56.40
$57.00
$59.40
$61.80
$62.40
$65.40
$66.00
$69.60
$71.40
$73.80
$78.60
$80.40
$84.60
$88.80
$90.60
$96.60
$101.40
$104.40
$110.40
$113.40
$118.80
$124.20
$131.40
$137.40
$144.60
$152.40
$160.80
$171.00
$180.00
$190.80
$201.60
$220.80
$238.80
$258.60
$279.00
$314.40
$345.00
$382.20
$420.60
$462.00
$508.80
$562.20
$619.20
$685.80
$753.60
$904.20
$991.20
$1,085.40
$1,184.40
$1,295.40
$1,418.40
|
Spouse Monthly Premium
|
$ 0.00
|
Total Monthly Premium Without Marital Discount
|
$ 0.00
|
Total Monthly Premium With Marital Discount
|
$ 0.00
|
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov