LTC Premium
Compared To
WA State Employee LTC Payroll Tax

Monthly LTC Plan Premium
Monthly State Payroll Tax
Benefit Features
A
B
C
D
E
LTC Lifetime Maximum Benefit
$108,000
$216,000
$432,000
$
$
$36,500*
Benefit Duration
3 years
3 years
6 years
$
$
Monthly Benefit Amount
$3,000
$6,000
$6,000
$
$
5% Compound Inflation
Not Included
Not Included
Not Included
Not Included
Not Included
Monthly Premium
$ 0.00
$ 0.00
$ 0.00
$ 0.00
$ 0.00
Spouse Monthly Premium
$ 0.00
$ 0.00
$ 0.00
$ 0.00
$ 0.00
Benefit Features
A
LTC Lifetime Maximum Benefit
$108,000
Benefit Duration
3 years
Monthly Benefit Amount
$3,000
5% Compound Inflation
Not Included
Monthly Premium
$ 0.00 $21.30 $21.30 $21.30 $21.30 $21.30 $21.30 $21.30 $21.30 $21.30 $21.30 $21.30 $21.30 $21.30 $21.30 $21.30 $21.90 $23.40 $23.70 $24.00 $25.50 $26.10 $27.60 $28.80 $30.00 $30.60 $33.00 $33.60 $36.00 $37.50 $39.30 $40.50 $42.30 $43.50 $47.10 $48.90 $51.00 $53.40 $56.10 $59.40 $62.70 $66.90 $71.10 $75.90 $81.00 $89.40 $97.50 $105.60 $118.80 $130.20 $144.60 $159.60 $175.80 $193.80 $215.40 $236.70 $262.20 $287.70 $347.40 $379.50 $415.20 $454.80 $497.70 $544.50
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00
Benefit Features
B
LTC Lifetime Maximum Benefit
$216,000
Benefit Duration
3 years
Monthly Benefit Amount
$6,000
5% Compound Inflation
Not Included
Monthly Premium
$ 0.00 $42.60 $42.60 $42.60 $42.60 $42.60 $42.60 $42.60 $42.60 $42.60 $42.60 $42.60 $42.60 $42.60 $42.60 $42.60 $43.80 $46.80 $47.40 $48.00 $51.00 $52.20 $55.20 $57.60 $60.00 $61.20 $66.00 $67.20 $72.00 $75.00 $78.60 $81.00 $84.60 $87.00 $94.20 $97.80 $102.00 $106.80 $112.20 $118.80 $125.40 $133.80 $142.20 $151.80 $162.00 $178.80 $195.00 $211.20 $237.60 $260.40 $289.20 $319.20 $351.60 $387.60 $430.80 $473.40 $524.40 $575.40 $694.80 $759.00 $830.40 $909.60 $995.40 $1,089.00
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00
Benefit Features
C
LTC Lifetime Maximum Benefit
$432,000
Benefit Duration
6 years
Monthly Benefit Amount
$6,000
5% Compound Inflation
Not Included
Monthly Premium
$ 0.00 $56.40 $56.40 $56.40 $56.40 $56.40 $56.40 $56.40 $56.40 $56.40 $56.40 $56.40 $56.40 $56.40 $57.00 $59.40 $61.80 $62.40 $65.40 $66.00 $69.60 $71.40 $73.80 $78.60 $80.40 $84.60 $88.80 $90.60 $96.60 $101.40 $104.40 $110.40 $113.40 $118.80 $124.20 $131.40 $137.40 $144.60 $152.40 $160.80 $171.00 $180.00 $190.80 $201.60 $220.80 $238.80 $258.60 $279.00 $314.40 $345.00 $382.20 $420.60 $462.00 $508.80 $562.20 $619.20 $685.80 $753.60 $904.20 $991.20 $1,085.40 $1,184.40 $1,295.40 $1,418.40
Spouse Monthly Premium
$ 0.00
Total Monthly Premium Without Marital Discount
$ 0.00
Total Monthly Premium With Marital Discount
$ 0.00

In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.

*Adjusted up to inflation see wacaresfund.wa.gov