LTC Premium
Compared To 
WA State Employee LTC Payroll Tax
    |  
									 
											Monthly LTC Plan Premium
										 
									 | 
								
									 
											Monthly State Payroll Tax
										 
									 | 
							|||||||
|---|---|---|---|---|---|---|---|---|
| 
									 
											Benefit Features
											
										 
									 | 
								
								
									 
											A
											
										 
									 | 
								
								
									 
											B
											
										 
									 | 
								
								
									 
											C
											
										 
									 | 
								
								
									 
											D
											
										 
									 | 
								
								
									 
											E
											
										 
									 | 
								
								
									 | 
								
								
								
								
								
									 | 
								
							|
| 
									 
											LTC Lifetime Maximum Benefit
											
										 
									 | 
								
								
									
								
									 
											$108,000
											
										 
									 | 
								
								
									
								
									 
											$216,000
											
										 
									 | 
								
								
									
								
									 
											$432,000
											
										 
									 | 
								
								
								
								
									 
											$
											
										 
									 | 
								
								
								
								
									 
											$
											
										 
									 | 
								
								
								
									 | 
								
								
								
								
								
								
								
									 
											$36,500*
											
										 
									 | 
								
								
							|
| 
									 
											Benefit Duration
											
										 
									 | 
								
								
									
								
									 
											3 years
											
										 
									 | 
								
								
									
								
									 
											3 years
											
										 
									 | 
								
								
									
								
									 
											6 years
											
										 
									 | 
								
								
								
								
									 
											$
											
										 
									 | 
								
								
								
								
									 
											$
											
										 
									 | 
								
								
								
									 | 
								
								
								
								
								
								
								
									 | 
								
								
							|
| 
									 
											Monthly Benefit Amount
											
										 
									 | 
								
								
									
								
									 
											$3,000
											
										 
									 | 
								
								
									
								
									 
											$6,000
											
										 
									 | 
								
								
									
								
									 
											$6,000
											
										 
									 | 
								
								
								
								
									 
											$
											
										 
									 | 
								
								
								
								
									 
											$
											
										 
									 | 
								
								
								
									 | 
								
								
								
								
								
								
								
									 | 
								
								
							|
| 
									 
											5% Compound Inflation
											
										 
									 | 
								
								
									
								
									 
											Not Included
											
										 
									 | 
								
								
									
								
									 
											Not Included
											
										 
									 | 
								
								
									
								
									 
											Not Included
											
										 
									 | 
								
								
								
								
									 
											Not Included
											
										 
									 | 
								
								
								
								
									 
											Not Included
											
										 
									 | 
								
								
								
									 | 
								
								
								
								
								
								
								
									 | 
								
								
							|
| 
									 
											Monthly Premium
											
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
								
									 
												$ 0.00
											 
										 | 
								
									 
												$ 0.00
											 
										 | 
								
								
								 
								
								
								
								
								
								
								
								
								
								
								 
								
									 
												$ 0.00
											 
										 | 
								
								
								
								 
								
									 
												$ 0.00
											 
										 | 
								
								
								
								
								
								
								
								
								
								
								
									 | 
								
								
									 | 
								
								
								
								
								
									 | 
								
							
| 
									 
											Spouse Monthly Premium
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
								
									 
												$ 0.00
											 
										 | 
								
									 
												$ 0.00
											 
										 | 
								
								
								
									 
												$ 0.00
											 
										 | 
								
								
								
									 
												$ 0.00
											 
										 | 
								
								
									 | 
								
								
									 | 
								
								
								
									 | 
								
								
								
							
| 
									 | 
								
								
								
								
								
								
								
									 | 
								
							
|---|---|
| 
									 | 
								
								
								
								
								
								
									 | 
								
								
							
| 
									 
											Benefit Features
											
										 
									 | 
								
								
								
								
									 
											A
											
										 
									 | 
								
								
								
								
								
								
								
								
								
								
							
|---|---|
| 
									 
											LTC Lifetime Maximum Benefit
											
										 
									 | 
								
								
								
								
									 
											$108,000
											
										 
									 | 
								
								
								
								
								
								
								
								
								
								
							
| 
									 
											Benefit Duration
											
										 
									 | 
								
								
								
								
									 
											3 years
											
										 
									 | 
								
								
								
								
								
								
								
								
								
								
							
| 
									 
											Monthly Benefit Amount
											
										 
									 | 
								
								
								
								
									 
											$3,000
											
										 
									 | 
								
								
								
								
								
								
								
								
								
								
							
| 
									 
											5% Compound Inflation
											
										 
									 | 
								
								
								
								
									 
											Not Included
											
										 
									 | 
								
								
								
								
								
								
								
								
								
								
							
| 
									 
											Monthly Premium
											
										 
									 | 
								
									 
												$ 0.00
												
												 $21.30 
												
												
												 $21.30 
												
												
												 $21.30 
												
												
												 $21.30 
												
												
												 $21.30 
												
												
												 $21.30 
												
												
												 $21.30 
												
												
												 $21.30 
												
												
												 $21.30 
												
												
												 $21.30 
												
												
												 $21.30 
												
												
												 $21.30 
												
												
												 $21.30 
												
												
												 $21.30 
												
												
												 $21.30 
												
												
												 $21.90 
												
												
												 $23.40 
												
												
												 $23.70 
												
												
												 $24.00 
												
												
												 $25.50 
												
												
												 $26.10 
												
												
												 $27.60 
												
												
												 $28.80 
												
												
												 $30.00 
												
												
												 $30.60 
												
												
												 $33.00 
												
												
												 $33.60 
												
												
												 $36.00 
												
												
												 $37.50 
												
												
												 $39.30 
												
												
												 $40.50 
												
												
												 $42.30 
												
												
												 $43.50 
												
												
												 $47.10 
												
												
												 $48.90 
												
												
												 $51.00 
												
												
												 $53.40 
												
												
												 $56.10 
												
												
												 $59.40 
												
												
												 $62.70 
												
												
												 $66.90 
												
												
												 $71.10 
												
												
												 $75.90 
												
												
												 $81.00 
												
												
												 $89.40 
												
												
												 $97.50 
												
												
												 $105.60 
												
												
												 $118.80 
												
												
												 $130.20 
												
												
												 $144.60 
												
												
												 $159.60 
												
												
												 $175.80 
												
												
												 $193.80 
												
												
												 $215.40 
												
												
												 $236.70 
												
												
												 $262.20 
												
												
												 $287.70 
												
												
												 $347.40 
												
												
												 $379.50 
												
												
												 $415.20 
												
												
												 $454.80 
												
												
												 $497.70 
												
												
												 $544.50 
												
												
											 
										 | 
							
| 
									 
											Spouse Monthly Premium
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Total Monthly Premium Without Marital Discount
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Total Monthly Premium With Marital Discount
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Benefit Features
											
										 
									 | 
								
								
								
								
								
								
									 
											B
											
										 
									 | 
								
								
								
								
								
								
								
								
							
|---|---|
| 
									 
											LTC Lifetime Maximum Benefit
											
										 
									 | 
								
								
								
								
								
								
									 
											$216,000
											
										 
									 | 
								
								
								
								
								
								
								
								
							
| 
									 
											Benefit Duration
											
										 
									 | 
								
								
								
								
								
								
									 
											3 years
											
										 
									 | 
								
								
								
								
								
								
								
								
							
| 
									 
											Monthly Benefit Amount
											
										 
									 | 
								
								
								
								
								
								
									 
											$6,000
											
										 
									 | 
								
								
								
								
								
								
								
								
							
| 
									 
											5% Compound Inflation
											
										 
									 | 
								
								
								
								
								
								
									 
											Not Included
											
										 
									 | 
								
								
								
								
								
								
								
								
							
| 
									 
											Monthly Premium
											
										 
									 | 
								
									 
												$ 0.00
												
												 $42.60 
												
												
												 $42.60 
												
												
												 $42.60 
												
												
												 $42.60 
												
												
												 $42.60 
												
												
												 $42.60 
												
												
												 $42.60 
												
												
												 $42.60 
												
												
												 $42.60 
												
												
												 $42.60 
												
												
												 $42.60 
												
												
												 $42.60 
												
												
												 $42.60 
												
												
												 $42.60 
												
												
												 $42.60 
												
												
												 $43.80 
												
												
												 $46.80 
												
												
												 $47.40 
												
												
												 $48.00 
												
												
												 $51.00 
												
												
												 $52.20 
												
												
												 $55.20 
												
												
												 $57.60 
												
												
												 $60.00 
												
												
												 $61.20 
												
												
												 $66.00 
												
												
												 $67.20 
												
												
												 $72.00 
												
												
												 $75.00 
												
												
												 $78.60 
												
												
												 $81.00 
												
												
												 $84.60 
												
												
												 $87.00 
												
												
												 $94.20 
												
												
												 $97.80 
												
												
												 $102.00 
												
												
												 $106.80 
												
												
												 $112.20 
												
												
												 $118.80 
												
												
												 $125.40 
												
												
												 $133.80 
												
												
												 $142.20 
												
												
												 $151.80 
												
												
												 $162.00 
												
												
												 $178.80 
												
												
												 $195.00 
												
												
												 $211.20 
												
												
												 $237.60 
												
												
												 $260.40 
												
												
												 $289.20 
												
												
												 $319.20 
												
												
												 $351.60 
												
												
												 $387.60 
												
												
												 $430.80 
												
												
												 $473.40 
												
												
												 $524.40 
												
												
												 $575.40 
												
												
												 $694.80 
												
												
												 $759.00 
												
												
												 $830.40 
												
												
												 $909.60 
												
												
												 $995.40 
												
												
												 $1,089.00 
												
												
											 
										 | 
							
| 
									 
											Spouse Monthly Premium
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Total Monthly Premium Without Marital Discount
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Total Monthly Premium With Marital Discount
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Benefit Features
											
										 
									 | 
								
								
								
								
								
								
								
								
									 
											C
											
										 
									 | 
								
								
								
								
								
								
							
|---|---|
| 
									 
											LTC Lifetime Maximum Benefit
											
										 
									 | 
								
								
								
								
								
								
								
								
									 
											$432,000
											
										 
									 | 
								
								
								
								
								
								
							
| 
									 
											Benefit Duration
											
										 
									 | 
								
								
								
								
								
								
								
								
									 
											6 years
											
										 
									 | 
								
								
								
								
								
								
							
| 
									 
											Monthly Benefit Amount
											
										 
									 | 
								
								
								
								
								
								
								
								
									 
											$6,000
											
										 
									 | 
								
								
								
								
								
								
							
| 
									 
											5% Compound Inflation
											
										 
									 | 
								
								
								
								
								
								
								
								
									 
											Not Included
											
										 
									 | 
								
								
								
								
								
								
							
| 
									 
											Monthly Premium
											
										 
									 | 
								
									 
												$ 0.00
												
												 $56.40 
												
												
												 $56.40 
												
												
												 $56.40 
												
												
												 $56.40 
												
												
												 $56.40 
												
												
												 $56.40 
												
												
												 $56.40 
												
												
												 $56.40 
												
												
												 $56.40 
												
												
												 $56.40 
												
												
												 $56.40 
												
												
												 $56.40 
												
												
												 $56.40 
												
												
												 $57.00 
												
												
												 $59.40 
												
												
												 $61.80 
												
												
												 $62.40 
												
												
												 $65.40 
												
												
												 $66.00 
												
												
												 $69.60 
												
												
												 $71.40 
												
												
												 $73.80 
												
												
												 $78.60 
												
												
												 $80.40 
												
												
												 $84.60 
												
												
												 $88.80 
												
												
												 $90.60 
												
												
												 $96.60 
												
												
												 $101.40 
												
												
												 $104.40 
												
												
												 $110.40 
												
												
												 $113.40 
												
												
												 $118.80 
												
												
												 $124.20 
												
												
												 $131.40 
												
												
												 $137.40 
												
												
												 $144.60 
												
												
												 $152.40 
												
												
												 $160.80 
												
												
												 $171.00 
												
												
												 $180.00 
												
												
												 $190.80 
												
												
												 $201.60 
												
												
												 $220.80 
												
												
												 $238.80 
												
												
												 $258.60 
												
												
												 $279.00 
												
												
												 $314.40 
												
												
												 $345.00 
												
												
												 $382.20 
												
												
												 $420.60 
												
												
												 $462.00 
												
												
												 $508.80 
												
												
												 $562.20 
												
												
												 $619.20 
												
												
												 $685.80 
												
												
												 $753.60 
												
												
												 $904.20 
												
												
												 $991.20 
												
												
												 $1,085.40 
												
												
												 $1,184.40 
												
												
												 $1,295.40 
												
												
												 $1,418.40 
												
												
											 
										 | 
							
| 
									 
											Spouse Monthly Premium
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Total Monthly Premium Without Marital Discount
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Total Monthly Premium With Marital Discount
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov